Complete Care Fees Funding

Paying for a Care Home

*There are almost 400,000 people in the UK living in residential and nursing care homes. Of these, almost half pay for care themselves and the rest are supported, either wholly or partly, by their local authority or the NHS.

Care homes are paid for in the following ways:

  • Local authority funding: the LA funds some or all of the care. A relative or friend of a resident can also contribute an additional voluntary payment, known as a top-up fee.
  • Self-funding: the person being cared for (or their family or a friend) pays all the costs of their care.
  • NHS funding: in some circumstances the NHS will cover the cost of the care.


Sadly, there are still many thousands of elderly homeowners who never make it into a care home before they die, alone, in their own homes.

These people are either not eligible for Local Authority or NHS funding due to the value of their assests or because they want to have a choice of the quality of care they'll receive.  However, until their property is sold, which may take some time, they've no other option other than to stay put.

Until now...

Your Money Friend Ltd (YMF) provides a FREE service to these vulnerable adults, and their attorneys, which will allow them access to our Complete Care Funding Process (CCFP)

Following a simple online application, clients will be sent details of three carefully selected companies willing to advise and arrange suitable solutions to resolve the major difficulties associated with residential care funding.

Hands around a house

Solution 1. Accessing Capital Prior to Property Sale

YMF will provide a simple application form for your completion requesting a capital loan secured against the value of your property. This amount of capital available will generally be up to 65% of the property value. Generally, there are no up-front costs.

house sold

Solution 2.   Selling Your Home Whilst in Care

YMF will provide a simple application form for your completion authorising a specialist company to act on your behalf to ensure that you maximise the sale price by marketing the property using the right strategy, the right estate agent and the right price.

House Guarantee

Solution 3. Arranging life-long guaranteed income to fund ever-increasing care costs

YMF will provide a simple application form for your completion authorising an independent specialist Care Fees Planning company to investigate the full range of funding solutions available.


The Experts

You will be assigned to one our 'solution' specialist companies who have all been established for more than 20 years, are highly qualified in their specialist fields and adhere to all necessary statutory regulations. Client agreements will be arranged between individual companies and clients, and fees may become payable.

FREE Introductions

Your Money Friend Ltd will provide introductions to these specialist organisations for which it may receive a fee. No charge will be raised by Your Money Friend Ltd to any clients for these introductions.


Need help? Book a call at a time to suit your schedule

Let Your Money Friend help to take away the stress of property sale care fees funding.

Book a call and Talk to Ted.